Without the cap hell. Payton helped put us in the cap hell. Loomis got the players Payton wanted and ultimately is where we are now. Carr is here because DA wanted him. To me, Loomis only fault is not being able to tell the coach we can't afford this player. Payton will be fine in Denver for 5 years because of the rookie QB. Let's see what happens when and if Nix gets a bigger contract.