Saints could get to $14.61 million under the cap without restructuring Derek Carr, after Saints salary cap potentially increases by $5M

And the light at the end of the tunnel is a very early estimate of more than $101 million in cap space for 2026. Those kinds of funds would give Kellen Moore the ability to rebuild the team however he wanted to in free agency.

This is the last part of option 2. Yes option 2 is the harder way, but I think it gets the Saints where they need to be quicker. They will have full funds with Carr off the books. They will have to carry Carr’s now 70 million cap hit to June 1. Yes you get 50 million back but the same thing you won’t be able to spend it until June 2 well after you may need it. Carr’s dead cap goes up to close to 60 million I think because his dead cap this year is the 41 million. This is from last years restructure. So cutting Carrin 2026 they will between 50-60 million of dead cap hitting 2027. Or cut him this year he will count 20 plus in 2026 and off the books in 2027.

The Saints likely converted the maximum ($28.79 million) of Carr’s $30 million salary to a bonus which would reduce his salary cap number by $23.032 million, going from $35.7 million down to $12.67 million. The move will increase Carr’s future salary cap numbers by about $5.76 million per season. Carr’s 2025 salary cap figure is now $51.46 million, 5th highest in the NFL.

His dead money in 2025 now sits at $40.132 million an increase of $23 million from where it originally was. While this certainly does not guarantee him a roster spot in 2025 it will give him a much better chance of maintaining his status as starting QB even if he plays at an average or slightly below average level in 2024.

It goes back to the question of how much cap space do you really need? Do we really need $100m in cap space in 2026? It sounds nice but using that much space on other team’s players doesn’t appeal much to me unless 2026 is set up to be some monster year for free agent availability.

Restructuring Carr this year cosmetically lessens next year’s availability, however that cosmetic gets fixed with a June 1 cut that pushes money into the FAR better off 2027 league year.

We can make the money work to get the guys we want in those years, while also giving ourselves significantly more wiggle room for this year.

2027 is setting up to be a prime absorption/catch-up year while also offering space to operate, barring a COVID-like catastrophe between now and then.

Cap dollars are quite literally worth more today than they are worth a year/two years from now.