Saints could get to $14.61 million under the cap without restructuring Derek Carr, after Saints salary cap potentially increases by $5M

Why would next year be a different story? If the team believes he is a top 10 option then they should build around him for the long haul. If they don't, then get started on the future.

I'm fine with either option but I'm not crazy about keeping Carr as a placeholder with the intent to cut him next year. Now is the time to reset the culture of the future. Moore needs to decide if the future is Derek Carr.
Because NO 34 yr old QB is going to be a long term answer