Saints could get to $14.61 million under the cap without restructuring Derek Carr, after Saints salary cap potentially increases by $5M

It comes down to which poison you want to take.

Restructure Carr and roll with him this season, or restructure all the other aging vets and risk paying them in a year or two when they aren't here anymore.

We're already paying Michael Thomas, Jameis Winston, and Marshon Lattimore not to be here.
I hear ya Sup, you along with many others have mentioned the restructuring of Carr’s contract but Carr has to agree to a restructure. I could have sworn that Carr already said that he’s not going to do that. So isn’t this irrelevant?

If Coach Moore wants and Nuss wants a different QB to run their offense other than Carr then they are more likely than not actively trying to find a team to trade for him not restructure his contract. If not then they will keep Carr, kick the can to 2026 wether the fan base likes it or not and have Carr mentor Ratler, a draft pick or watch another QB that they bring in.