Puka Nacua wants to retire "early"
Like anybody considering retirement, it's a financial decision.
A playing career is so short, choosing to retire even one year early is like someone in a more traditional career choosing to retire 3-5 years early. How has he invested his money? Does he plan to take another job to pay his living expenses and let his playing wealth grow passively? Being able to retire "early" is a luxury that comes from financial security.