The Tuck Rule

I know Madden is prone to stating the obvious in an innocuous way, but he said something tonight that made sense (believe it or not). I'm paraphrasing here:
What happened to the days of calling a dropped ball a fumble? It seems like we review plays to prove it wasn't a fumble and invent new applications of the rules to prove it wasn't a fumble. Let's just call a fumble a fumble, when the ball comes loose and hits the turf.

I totally agree with him. But its never that simple anymore, is it?