budgeting tools/apps (1 Viewer)

[guidomerkinsrules]

what's the best (free, fairly simple, effective) home budgeting app/program/website out there?

 

[superchuck500]

what's the best (free, fairly simple, effective) home budgeting app/program/website out there?

Excel.

 

[TheRealJRad]

I use https://www.mint.com/

 

[St. Chris]

Throw away your debit card?

 

[buzd]

I use https://www.mint.com/

This

 

[Charlie Brizzown]

What's a budget?

 

[buzd]

What's a budget?

It's an excuse your wife uses to yell at you when you buy too much booze.

 

[COACHTDL]

Quicken is a very good program. It is easy to learn and allows easy downloading of bank transaction.

 

[zatsnzapps]

too much booze.

Does not compute.

 

[kizzy821]

I've been using the attached all year and it's been eye-opening (I added some random amounts for December to make sure all of the formulas were still intact). You complete tab 2 first with what you think you'll spend. Then populate tab 3 with what you actually spent. Tab 1 compares the two and provides an overview.

You can change the row names and add categories as needed. As an example, I replaced "socialization" with "Total Wine."

At the beginning of the year, I estimated I'd spend about $40/mo. on alcohol. As of October 31st, I'd spent $1335.90 for an average of $133/mo. Eye. Opening. I essentially spent as I typically would this year so I could make changes for next. But some things I immediately decreased like "Subscriptions." Typing out the amount each month made me realize how absurd those costs were.

Hope it helps. I've never attempted to attach anything here so if it doesn't come through properly, PM me and I can send it another way.

 

[jrdbrn]

YNAB... it's not expensive
Mint
Excel

 

[livefromDC]

Excel.

This is what I was going to say. I've been doing our monthly bookkeeping in Excel for years now. They already have templates built to accommodate however extensive you want to make it.

 

[Zack Lee]

I haven’t used Mint in a while but i can couch for it. Having your accounts integrate is a huge plus IMO but I don’t know if it still does that. You have to keep up with terms of service and updates for your PC big time though

 

[Zack Lee]

I could also vouch if nobody is giving up the couch.

 

[Brad Mojo]

Give me your bank details and PINs. I'll be your app. No charge.