- Oct 28, 2004
- Reaction score
Me and my wife are trying to purchase our first home. I need to boost my credit by 20 points the lender advised. They told me if I pay off two of my revolving credit accounts that are close to the limits will boost it the 20 points I need. I was always told if you pay them down to a zero balance it hurts more than helps. Does anyone have any ideas or advise to help get those 20 points? It would be greatly appreciated!