- Mar 23, 2009
- Reaction score
I have noticed on several jobs I've applied for that they do a pre-employment credit check. I never thought of it before, but recently my friend who is a bank manager told me that every time your credit is "pulled," it affects the score. Too many and you can lose points. The more I thought about it, the more I also thought that it really isn't anyone's business what your credit score is or to whom you owe money. I can understand why an employer might think a credit report is something they'd like to see. A person with good credit and good payment history would seem to be a reliable potential employee. A person who doesn't might not be. But in this troublesome economy, many people might have taken a hit on their credit score due to late payments that they simply couldn't control due to a job loss, layoff, or even due to a serious illness or other cause. In other words, a lower score might not mean you are unreliable at all but simply had a run of bad luck. So overall, I don't think I approve of this practice and I'm not sure why a person should be able to require it of applicants. Thoughts?