saintfan-n-alex
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refinanced mine at 2.9
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refinanced mine at 2.9
refinanced mine at 2.9
with them? either way...SWEET!
You can request PMI be dropped at 80% LTV, and your bank is supposed to drop PMI automatically at 78% LTV. You should call them first and ask them why they haven't yet.Who do I call? I'm at 4.4% now plus paying 90$ in PMI but I'm at 70% LTV at this point. It would save me a few hundred a month I'm sure.
Who do I call? I'm at 4.4% now plus paying 90$ in PMI but I'm at 70% LTV at this point. It would save me a few hundred a month I'm sure.
You guys still getting low rates? I am at 4.25 with 10 years left.
Copy that. Much appreciated. I might look at 10 as I really don’t want to extend out my maturity date.did mine mid may- went from 4.25 to 3.125 and due to my appraisal, im now at 84% LTV than just a year into original mortgage which was 90% LTV. So im that much closer to knocking off PMI ( moved that date up 2-3 years )
Standard Mortgage is around 2.7-3.0 for a 30 yr right now ( as of Tuesday night ) and 2.3 for 15 year.
Im with GMFS and not sure but they are main competitor of STandard ( they dont sell the mortgage- they are the mortgage co ) so i would imagine their rates are comparable too.
caveat- of course, credit has to be really good to obtain these rates.
Who do I call? I'm at 4.4% now plus paying 90$ in PMI but I'm at 70% LTV at this point. It would save me a few hundred a month I'm sure.
So, I did this. I had 25 years left on a 30 @ 4.4%. Now I'm down to 15 years @ 2.5%. My note is going up about $60 and it's adding about $4000 to my overall balance but I'll owe less on the house than I would've otherwise in about 2 years and it just keeps being a better decision the longer I go after that.
My only problem is I don't love my house, but it's very cheap so I'm stuck in it. I can only hope to upgrade in a few years or be completely debt free before I'm 50.