School Responsibilities (1 Viewer)

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Politics aside I believe something like this is a great idea. I took a class in high school called Adult Education that gave me similar lessons and it really helped me. I am blown away on the amount of people I know who do not know how to manage their finances or have budgets.
 
As a former high school teacher, I am going to tell you that financial literacy is discussed in many classes. The kids paying attention are already learning these lessons, the kids not paying attention are not going to learn this lesson just because you mandate it to be taught.


This is "feel good" legislation that will not improve the outcome for at risk students.
 
SWJJ said:
As a former high school teacher, I am going to tell you that financial literacy is discussed in many classes. The kids paying attention are already learning these lessons, the kids not paying attention are not going to learn this lesson just because you mandate it to be taught.


This is "feel good" legislation that will not improve the outcome for at risk students.
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yep. it clearly says " take " class. Not " pass" class.

Its probably an elective-style class that has no bearing on GPA.

And while i think to formally have a class on this is great, i can assure you that when i was 17, IDNGAF about "finances" other than how am i gonna get to TJs tonite for $.25 draught ( or $2.00 pitchers ) because i saved up my lunch allowance all week.

Thats Finance baby.
 
Semper said:
Politics aside I believe something like this is a great idea. I took a class in high school called Adult Education that gave me similar lessons and it really helped me. I am blown away on the amount of people I know who do not know how to manage their finances or have budgets.
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And even with this class you will remain blown away.

Keeping up with the joneses is a real phenomenon...and many will do whatever needed to maintain a certain lifestyle.

Until we somehow remove this whole "have" mentality, and how it relates to others perception of you, you can teach all the financial classes you want. Wont make a bit of difference.

I know folks RIGHT NOW sending kids off to college - taking out LOANS to send kids to Ole Miss/Bama etc paying out the nose for room/board just to say " my kid goes to ( insert university name ) " as if it some sort of status. It aint.

My child is attending Southeastern - she wants to be a teacher. They have a fantastic Education dept, a 4 + 1 program where she leaves with Masters in 5 years, GREAT job placement within the Department as well. Between Tops Performance and SELU scholarship ( tuition/housing ) , it will cost me around $5k annual ( including room/board ) to send her to SELU.

Those same friends kids would have qualified for same scenario based on GPA/ACT scores etc. Yet opt to pay $10,000, $15,000 even 20k to send child out of state. For what?
 
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I suspect that most schools already have a class that covers financial literacy.

I used to teach "Business Math", and that is mostly what we covered. it was targeted to kids who most likely were not college bound though.
 
Alrighty then. @SWJJ thank you for your insight. I don’t remember my own kids taking these classes and I really thought it was a good idea. However, I do remember that age and I will admit I may have been a little distracted with anatomy more so than finance.
 
efil4stnias said:
I know folks RIGHT NOW sending kids off to college - taking out LOANS to send kids to Ole Miss/Bama etc paying out the nose for room/board just to say " my kid goes to ( insert university name ) " as if it some sort of status. It aint.

My child is attending Southeastern - she wants to be a teacher. They have a fantastic Education dept, a 4 + 1 program where she leaves with Masters in 5 years, GREAT job placement within the Department as well. Between Tops Performance and SELU scholarship ( tuition/housing ) , it will cost me around $5k annual ( including room/board ) to send her to SELU.

Those same friends kids would have qualified for same scenario based on GPA/ACT scores etc. Yet opt to pay $10,000, $15,000 even 20k to send child out of state. For what?
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Yep. My daughter is in her freshman year at U.N.O. studying Electrical Engineering. She had the grades to get into places like the University of Texas and certainly would have gotten into any of the SEC schools, but she ended up at U.N.O. because she is getting paid to go there by U.N.O. She got a free ride and then she gets a book stipend. She talked about going to LSU because some friends went there and going away to school was cooler than living with mom and dad, but in the end she decided (with help from the wife and I) that U.N.O. made the most sense because she would get her B.S. with zero debt. That would either let her start out adult life with no debt at that point or go to a better grad school assuming she got the grades to go.

I am so far behind financially because I didn't understand how big a deal student loan debt is to accumulate. It seemed like free money in college, grad school, and even law school, but I know better now. My parent's didn't know any better. They just thought you had to get a college degree to succeed and made sure all their kids got one. Neither of them had one so they had no idea what having all that student loan debt would do to my financial future.
 
Semper said:
Alrighty then. @SWJJ thank you for your insight. I don’t remember my own kids taking these classes and I really thought it was a good idea. However, I do remember that age and I will admit I may have been a little distracted with anatomy more so than finance.
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in all honesty, financial literacy starts at home. Thats where kids learn it.

I have to continually remind my girls that it took dad 20 years to get to THIS point, just so happens that you two are living here " at this point" - it wont be like this for you starting out. Oldest is pretty frugal and cognizant. Work ethic is a lil low for me, but we continue to work on that - case in point- FOMO -- she had to work Sunday and we had planned to run across lake. She got all sorts of pouty because we were going and she had to work. Once again, explained to her that this is life. Start experiencing now so that when your friends are trekking off to Red Rocks, and you cant take off work, you simply say " well it is what it is" and dont fret over it.

ITs tough as you want your kids to have what you didnt. So tough. But you have to balance that with reality which makes it even tougher.
 
My HS didn't have anything like that. I'm all for doing what we can do not send a bunch of suckers out into the world waiting to get preyed on. This extends to media literacy as well.

Especially important in the age of algorithms and pinpoint targeted advertising.
 
I have one daughter in high school and the other daughter graduated last year. These types of classes are not available. This content is not taught. At least not here and not right now. My older one often tells me that she wishes they had offered something like this.

This is actually the first I am seeing this effort mentioned. I applaud if it is true.
 
Semper said:
Alrighty then. @SWJJ thank you for your insight. I don’t remember my own kids taking these classes and I really thought it was a good idea. However, I do remember that age and I will admit I may have been a little distracted with anatomy more so than finance.
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You do seem to know Jenna Jameson quite well. :scratch:
 
I dug into this a bit more and from the official Florida government website, this bill passed unanimously with all Yeas and no Nays in both the Senate and the House. It'll be a 0.5 credit class starting next school year. Seems like a great idea if nothing like this was already taught as part of a required course. I'll have to ask my boys, but I don't remember them taking any class like this in high school, with the oldest getting some financial literacy from an accounting elective.
 

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