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This has been all said before, but I'll say it again because a lot of people seem to misunderstand PI....Calls in past years involved "where the DB was looking" because the DB made contact before the ball got there. If he's playing the ball, and not the WR, then he has as much right to the ball as the WR. He can't push off or throw him down (Roddystyle) but he can contest him in a fight for the ball. That's when it matters where the DB was looking.
If the ball hits a player before contact is made, as it did in this play, the issue of where the DB's attention was focused is a moot point. Lance should've come back harder, the DB got very lucky, and the referee got the call exactly right.
I was about to write something similar before I saw your post. You summed it up perfectly. Where the defender is looking is only important if there was contact before the ball arrived. Thumb sup for you, sir. I'm glad someone gets it...