The Investment Thread (4 Viewers)

[Mr. Blue Sky]

My TSLA’s up the highest it’s been in months, did I miss some news

 

[bclemms]

My TSLA’s up the highest it’s been in months, did I miss some news

They exceeded delivery expectations which was a big surprise given chip shortages.

 

[Turfie]

Ive watched Bloomberg all week. SPY roaring back with 3 straight green days.

What's the reason for the optimism? The pause button.

Let's pause certain securities in China to suspend financial contagion.

Let's hit the pause button on the US default. Let's push that can into December.

What's being glossed over is Job growth and inflation predicted to be not so transitory due to a backlog of supply chain constraints.

 

[Turfie]

I really hope Ryan Cohen unleashes the NFT bomb soon. There is on hell of a gamma ramp for GME that's just waiting.

 

[Turfie]

KOSS was one of the January squeezes. Today it jumped up 25% in the last 25 minutes of trading. Would have likely went higher but was halted. So many of these January memes are coiled so tight right now.

The sudden increase in volume was due to Koss winning a patent lawsuit over apple.

 

[Turfie]

The largest NFT conference in the US is happening this week in Florida. We know GameStop is developing NFTs. Ryan Cohen tweeted Sunday night that he's in Florida. I'm jacked to the nipples right now.

 

[bclemms]

I'm starting to think the supply chain is collapsing and pushing us down the road towards stagflation. Uo until the last few days I was optimistic it would be sector shortages we would work through and I was really wrong. I went heavy 3x inverse on small caps this morning. I've been trying to figure out who will be hurt most from supply chain issues and my thinking just came back to small cap companies would struggle to compete getting product.

 

[Turfie]

The largest NFT conference in the US is happening this week in Florida. We know GameStop is developing NFTs. Ryan Cohen tweeted Sunday night that he's in Florida. I'm jacked to the nipples right now.

So this was a nothing burger. They clearly toyed with GME apes in how they went about this. I'll keep holding. And waiting.

 

[Turfie]

Borrowing 300K for house. 30 year loan. We have the option for locking in our interest rate at 3.25%. Or pay $5,700 to lock in at 2.875%.

OR - wait another 10 days to receive new options.

My thinking is that interest rates are going to go up in the near future. Your thoughts?

 

[efil4stnias]

Borrowing 300K for house. 30 year loan. We have the option for locking in our interest rate at 3.25%. Or pay $5,700 to lock in at 2.875%.

OR - wait another 10 days to receive new options.

My thinking is that interest rates are going to go up in the near future. Your thoughts?

bird in hand

and in 10 days movement would be to 3.1875 or 3.50. mortgage rates drop with less severity than they rise from what i used to see.

 

[itztime]

Borrowing 300K for house. 30 year loan. We have the option for locking in our interest rate at 3.25%. Or pay $5,700 to lock in at 2.875%.

OR - wait another 10 days to receive new options.

My thinking is that interest rates are going to go up in the near future. Your thoughts?

Just refi because I have been hearing/reading that rates are about to jump, two weeks ago I locked in @ 2.9% and just the signed the papers as of last Friday.

 

[Mr. Blue Sky]

bird in hand

I agree with this.

The sure thing, when the sure thing is pretty good, and doesnt require you to eat a **** sandwich, is usually the way to go.

 

[Mr. Blue Sky]

I just invested a significant (for me, anyway) amount in Fundrise.. ive been considering them for over a year and a half, then lately ive seen multiple articles like the one I’m linking below- showing that institutional investors and those with ‘deep pockets’ are outbidding the average person/couple bidding on homes for sale around the US (the article headline is a little misleading since it blames ‘pension funds’ when in fact it’s mostly large investors and REITs).. in some cases, they are buying entire neighborhoods/developments and turning them into rentals.. while i think that this is sh**ty overall for society, i recently sold my home in NOLA and am now renting for the time being.. with the hot sellers’ market now, my prospects for buying are not looking very good, so my thought process is ‘If you cant beat ‘em, then join ‘em’…. Instead of letting the $$ i made from the sale of my house sit and lose value, at least I’ll hopefully derive some profit from what companies like Fundrise are doing, and won’t totally be left out in the cold.

Pension funds are outbidding middle class families raising home prices

John Burns Real Estate Consulting has said pensions and private-equity firms are competing with young homebuyers which will make home costs 'permanently more expensive.'

www.dailymail.co.uk

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So just an update, it’s only been 4 months since i invested in Fundrise, but i really like it so far.. my investment has already grown by about 12.5% , and that doesnt include the small dividends that were distributed to me at the end of the first (fractional) quarter after i invested, and then just this week from Q3.. yall may want to look into it, it’s a good way (for me, at least) to make some money off of real estate , while sitting out the market myself in terms of buying another home til things cool off.

 

[efil4stnias]

So just an update, it’s only been 4 months since i invested in Fundrise, but i really like it so far.. my investment has already grown by about 12.5% , and that doesnt include the small dividends that were distributed to me at the end of the first (fractional) quarter after i invested, and then just this week from Q3.. yall may want to look into it, it’s a good way (for me, at least) to make some money off of real estate , while sitting out the market myself in terms of buying another home til things cool off.

from their website:

While Fundrise should be viewed as a long-term investment, we understand that investors may want or need to prematurely liquidate (or "redeem") their shares. Accordingly, our investors may request to redeem shares at any time, although such redemption cannot be guaranteed — especially in times of economic uncertainty — and there may be costs associated with premature redemption.


pump that $1000 into SPG - 5% divi and you can get out anytime, regardless of "economic uncertainty" ( which they dont offer a clear definition of what they deem "economic uncertainty" lol)


Seems like a nice idea for crowdfunding investing but im too conservative lol.

 

[Mr. Blue Sky]

from their website:

While Fundrise should be viewed as a long-term investment, we understand that investors may want or need to prematurely liquidate (or "redeem") their shares. Accordingly, our investors may request to redeem shares at any time, although such redemption cannot be guaranteed — especially in times of economic uncertainty — and there may be costs associated with premature redemption.


pump that $1000 into SPG - 5% divi and you can get out anytime, regardless of "economic uncertainty" ( which they dont offer a clear definition of what they deem "economic uncertainty" lol)


Seems like a nice idea for crowdfunding investing but im too conservative lol.

I get that, but fwiw i just received an email from them a couple weeks ago stating they were changing their redemption policy.. this si as of Oct 1st



It’s not ideal for everyone, but apparently you are allowed to withdraw at the end of each quarter.. so it’s obviously for more long term holding



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https://fundrise.com/investor-update/636/view?utm_source=Fundrise&utm_medium=Email&utm_campaign=2021-09-17-Investors-RedemptionPolicy&distinct_id=17a00a20eb936-0f9e03f73757cf8-49183101-c0000-17a00a20eba9b7