Vehicle plows into crowd on Bourbon St., with 14 fatalities (23 Viewers)

[Noble Saint]

A Pakistani immigrant on a work visa, or indeed any immigrant on a work visa, can not serve in the US Army. The two cannot concur. Please think before posting such blatant disinformation which helps nobody.

I didn’t say both were true. I’ll heed your advice in the future. Thanks. Obviously they were conflicting.

 

[buzd]

I dont know why folks have such a hard time with Federal LE claiming "terror" when they havent all the info.

They cannot, unlike anonymous folks on twitter, proclaim "terror" based on a curled up flag with one character showing in photo.

my word.

Sidebar insurance question from the other day:

For those people put out by the move of the Sugar Bowl - would travel insurance be able to deny claims based on a terrorism designation?

 

[bigdaddysaints]

A station out of Houston said there were unconfirmed reports that the attacker served in same unit as the New Orleans attacker. It was posted about an hour ago.

The part about a Pakistani on a work visa was going around last night on parts of the web and live discussions. Most everything else from those places ended up being confirmed. But it could be false.

sounds like they got their info from a Facebook Post...
By looking at hs pictures, he definently isn't from Pakistan..

 

[efil4stnias]

Wow. So how connected was he to the New Orleans attacker?

as of all i read, not connected. Just coincidence. But more may come out as the investigation into each unfolds.

 

[Noble Saint]

sounds like they got their info from a Facebook Post...
By looking at hs pictures, he definently isn't from Pakistan..

I guess I wasn’t clear. The two reports weren’t related. Sorry for the confusion.

 

[0rion]

Or maybe the bar isnt low and they wanted to confirm identity and motives despite what things look like on appearance before making that announcement.

Still doesn’t take away from the grandstanding and absolutely buffoonery of the Louisiana politicians and the police chief during that press conference. Especially Kennedy.

Any time I see those press conferences no one ever looks very excited to be there so I just always assumed they were doing it because they all have to make a statement for their departments and drew the short straw. They all do it at the same time so they don't have to have 15 press conferences. That's always been my assumption.

 

[efil4stnias]

Sidebar insurance question from the other day:

For those people put out by the move of the Sugar Bowl - would travel insurance be able to deny claims based on a terrorism designation?

i havent read a "travel insurance policy" so im not sure if they have a terrorism exclusion. If they do, yes they can and most likely will. ( deny claim )

other aspect i kept thinking of last night- the businesses on Bourbon that will have to remain closed during this period of time for investigation to conclude....the lost revenues are directly a result of terrorism incident. Law enforcement obviously will deem the area "off limits" ( civil action ) so is the causation of the loss from the terror incident or civil authority? This will most likely get played out in court as i imagine some Bourbon St businesses are already filing claims this morning and looking for coverage. ( A- if they have business interruption and B- have terrorism coverage INCLUDED - so MANY exclude coverage since literally nothing has ever happened )

I just read AMEX sample policy- they cover it. So for those who booked travel with/thru AMEX, and bought ( or had complimentary coverage using AMEX card ) they would have coverage if had to cancel. So long as the incident took place AFTER coverage eff date ( im assuming original travel date )

n. A Terrorist Incident in the Covered Person’s cityof destination that occurs after the CoverageEffective Date. The Covered Person must bescheduled to arrive in that city within 30 daysfollowing the Terrorist Incident;

https://icm.aexp-static.com/Internet/TWGMigration/pdf/AETI_Sample_Designated_Trip_Base_Certificate.pdf

note- this was a quick, cursory look- there MAY be additional language further down that limits coverage ( or even excludes )

 

[UptownSaintsFan]

Sidebar insurance question from the other day:

For those people put out by the move of the Sugar Bowl - would travel insurance be able to deny claims based on a terrorism designation?

Oh man, i was thinking about this after Boston. I was thinking that the guy who's boat got shot up must have been one of the first to get screwed by the terrorism exclusion

 

[superchuck500]

i havent read a "travel insurance policy" so im not sure if they have a terrorism exclusion. If they do, yes they can and most likely will. ( deny claim )

other aspect i kept thinking of last night- the businesses on Bourbon that will have to remain closed during this period of time for investigation to conclude....the lost revenues are directly a result of terrorism incident. Law enforcement obviously will deem the area "off limits" ( civil action ) so is the causation of the loss from the terror incident or civil authority? This will most likely get played out in court as i imagine some Bourbon St businesses are already filing claims this morning and looking for coverage. ( A- if they have business interruption and B- have terrorism coverage INCLUDED - so MANY exclude coverage since literally nothing has ever happened )

I just read AMEX sample policy- they cover it. So for those who booked travel with/thru AMEX, and bought ( or had complimentary coverage using AMEX card ) they would have coverage if had to cancel. So long as the incident took place AFTER coverage eff date ( im assuming original travel date )

n. A Terrorist Incident in the Covered Person’s cityof destination that occurs after the CoverageEffective Date. The Covered Person must bescheduled to arrive in that city within 30 daysfollowing the Terrorist Incident;

https://icm.aexp-static.com/Internet/TWGMigration/pdf/AETI_Sample_Designated_Trip_Base_Certificate.pdf

note- this was a quick, cursory look- there MAY be additional language further down that limits coverage ( or even excludes )

I typically get travel insurance for our trips - in fact, I'm on one right now. The policy I have on this trip expressly covers cancellations and rescheduling due to terrorism, and I'm sure it's a typical policy.

So, like efil is saying, its actually a basis for coverage rather than exclusion.

 

[efil4stnias]

Oh man, i was thinking about this after Boston. I was thinking that the guy who's boat got shot up must have been one of the first to get screwed by the terrorism exclusion

without reading his policy, if he had "comprehensive" coverage ( akin to comp/coll for auto ) terrorism is NOT excluded. Its included. ( as it is in Homeowners/Condo/Renters as well )

The ONLY time you will have terrorism excluded from auto/boat is if you are with a company that carves out that coverage and you have option to "buy back"

Its mainly in commercial policies you find this exclusion.

 

[UptownSaintsFan]

without reading his policy, if he had "comprehensive" coverage ( akin to comp/coll for auto ) terrorism is NOT excluded. Its included. ( as it is in Homeowners/Condo/Renters as well )

The ONLY time you will have terrorism excluded from auto/boat is if you are with a company that carves out that coverage and you have option to "buy back"

Its mainly in commercial policies you find this exclusion.

The more you know...

 

[UptownSaintsFan]

I typically get travel insurance for our trips - in fact, I'm on one right now. The policy I have on this trip expressly covers cancellations and rescheduling due to terrorism, and I'm sure it's a typical policy.

So, like efil is saying, its actually a basis for coverage rather than exclusion.

I don't usually. should i be getting it?

 

[Mr. Sparkle]

I'm sure there are many of us that have a connection to one or more of the victims - I worked with the father of Tiger Bech, the young man from Lafayette who played football at STM and Princeton - I knew him as a toddler. My college kid was uptown and fortunately declined an invite to go to Rick's at 2:45am - several buddies of his (U. of Alabama DEKEs) ended up sheltering in place at the strip joint and were finally ushered out by law enforcement who told them "eyes forward do not look around" - of course they all did and saw all the carnage. Just a horrific event. I don't even know how to thinkg about it yet.

 

[Mr. Sparkle]

Also - our vacuum of leadership at every level really shows after catastrophes like this - our AG says don't play the Sugar Bowl yet, our governor says Play Ball, our Mayor was spotted at Houston's bar 30 minutes after the press conference, our Senator hints at a larger plot but no details, the FBI says there are likely more suspects at large but has no description or other information, and we have no definitive statement as whether there are any more IEDs. And then a 3 minute mumble from POTUS with no information and no questions.

We're doing great.

 

[efil4stnias]

I don't usually. should i be getting it?

well im an insurance agent, so yes lolol. ( but im also quite risk-averse. Which is probably a by-product of my 30+ years in insurance )