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i can only speak for myself, but i have no doubt when that guy plowed into the back of me, if i wasn't wearing my seatbelt, i would have been like a pinball between the headrest and the steering wheel, and i guantee i would not have been able to keep on that brake not to be pushed into the car in front of me.I will compromise with you where passengers are concerned. It's very important that they be strapped in to prevent accidents. The driver needs to wear a seat belt to be able to insist that the passengers also wear seat belts.
The law rightfully takes that into account and insists that all in a car must wear seat belts.